Your next project for your own home is ready, but the financing is not yet in place? Be it the installation of solar panels, the age-appropriate conversion of the bathroom or the redesign of the garden. As varied as your ideas are, financing is easy with eny Finance. You use a spoken loan the way you want to and, if necessary, you also pay it back in advance at no additional cost. We show with two examples how uncomplicated and fast you can start with your project.
Seize opportunities and save energy quickly
With electricity, oil and gas prices soaring, homeowners are recalculating their energy costs ahead of winter. The self-production of electricity is becoming more attractive and is also financially supported by municipalities or cantons. Enough reasons to act quickly. If you can't afford the cost of a high-performing asset, a mortgage top-up is the closest thing many have to it. The entire process can easily take a little longer due to the current high demand and required documents. In addition, depending on your current mortgage solution, additional steps may be required. For example, a bank may require a new appraisal of your home or the contribution of equity capital. If an increase is granted, the money can only be used for the agreed purpose that increases the value of the property.
If you are looking for straightforward financing with more flexible repayment options, eny Credit is the perfect alternative to topping up your mortgage. From application to repayment, you enjoy many benefits that give you more wiggle room than you would have with a mortgage top-up:
- Fast and uncomplicated processing
- First credit decision online in 3 minutes
- No equity required
- No minimum amount for the credit
- No reassessment of home value required
- Loan not earmarked
- Early repayment available at any time and at no additional cost
You get your money faster, use it freely according to your wishes and if you want to save interest costs later, you cancel the loan before expiry without penalty interest.
More comfort in the bathroom – for all ages
Your bathroom used to be practical, but one or two missing features are bothering you more every day. It's not just the awkward shower entry or worn-out fixtures that deserve a refresh, but also the floor plan and outdated design. Clear case for renovation. If all wishes are to be fulfilled, the offer can easily exceed the available budget. The first idea then is often a renovation mortgage. But the first idea isn't necessarily always the best one.
With an eny credit, you have a straightforward and transparent financing solution at your fingertips that gives you complete freedom of design. The amount and number of installments can be freely chosen and adapted to your new life situation if necessary. Thanks to these advantages, you enjoy more leeway compared to the renovation mortgage:
- Fast and uncomplicated handling
- First credit decision online in 3 minutes
- No minimum amount for the loan
- Credit not earmarked
- Early repayment possible at any time and without additional costs
- Interest is tax deductible
Thanks to the simple eny credit, your dream bathroom does not have to wait long. Do not spend the entire amount for the renovation, you can freely spend the rest as you wish for other purposes or pay off the loan early and save on interest.
Serious, secure, fast
A quick loan and a serious approach are not mutually exclusive. Every application goes through a strict credit check with us. Once you have decided to take out a loan, you have 14 days after signing to withdraw from the contract free of charge and without giving any reason. In addition, your rates are optionally insured against incapacity for work. With eny Control, you have a transparent overview of your credit situation online at all times. Although the eny Credit is handled entirely online, our service team in Zurich is additionally available to answer any questions you may have.
Simulate now simply and without obligation with the eny calculator your tailor-made eny Credit. Or call us for a personal consultation on 0848 460 000.
The eny online calculator is playfully easy to use and in 3 minutes you get a first credit decision.